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Microfinance and Income Generation Volunteering in Cambodia

Project Background

35% of the Cambodian population lives under the poverty line ($1.25/day) – in order to strengthen the private sector and local economy, NGOs have begun setting up microfinance and microloan projects. Microfinance instutitions ("MFIs") lend money out to the poor (primarily women) in the form of microloans. Microloans are small loans that are given to an individual with very little income and almost no collateral in the hopes that he or she will use this money to start or expand their current businesses.

Based off of the Nobel Prize winning model used by Mohammed Yunnus and the Grameen Bank, microfinance centers primarily around education. Potential applicants must go through a serious of trainings on topics ranging from financial literacy to health and hygiene. They are then split into groups with other individuals from their communities and are responsible for paying back the loans of those of those within their groups, should they default. This model of lending has resulted in almost perfect repayment rates that are much higher than their western counterparts.

Main tasks

Volunteers help with making business plans, proposal writing, assisting the program directors, visiting the beneficiaries of the loans and interviewing communities that are part of the project. Depending on local needs, volunteers may also become involved in providing business consultations and trainings on opening savings accounts, running small businesses, evaluating loan applications, performing risk analyses, monitoring projects and overseeing repayment. Volunteers may also help to implement community workshops.


  • The volunteer should have background in finance, accounting or other relevant fields.

  • Have at least an intermediate level of English.

  • Having obtained training in some areas or has some work experience in the related field is also helpful.

  • The volunteer should be able to adapt quickly to social and cultural change and interest in the country and culture.

  • The flexibility to participate in many different tasks depending on the ever-changing needs of the organisation.

Project Location

Capital city Phnom Penh

Start Dates

Every 1st and 3rd Monday of each month

Minimum Stay: 4 weeks

Duration: 4-24 weeks

To Apply

To apply for the program please read more details on our Volunteering in Cambodia page and apply via there.

This position is available as part of Asia Internship's internship package. The job is paid, but we charge a fee for services including accommodation.

Apply once you're ready.

Or contact us for more information.

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